Rent nowBuy laterRent returned

You don’t need a deposit to move into a Keyzy home! You pay a one-off future buyback sum of £499 for 1 applicant, £999 for 2 applicants, or £1,499 for 3 or more applicants. You will need a deposit to buy the house at the end of the lease if you want to. We can help guide you towards saving a regular amount each month as well as return all of your rent at the end of 2 years. You should aim for at least a 10% deposit to buy a home to stand the most chance of being approved and getting a good deal.

The only upfront cost is a one-off payment that secures your contractual right to buy your home — this is your Future Purchase Agreement. It costs £499 for 1 applicant, £999 for 2, or £1,499 for 3 or more. After that, the only thing you pay to us is your monthly rent.

You will need to be over 18 and have the right to live in the UK. We will also do an industry-standard check on you using secure and modern technology including:

• You are over 18 and have the right to live and work in the UK
• Your combined household income is at least £50,000
• You haven't entered into an IVA or bankruptcy in the past three years
• You haven't had any CCJ's or defaults registered against you in the past 12 months
• You haven't missed any payments in the past six months (e.g. phone bills or rent payments).

When you submit a full application we will also do an industry-standard check on you using secure and modern technology including:

• Verifying your income and outgoings (using Open Banking)
• Verifying your ID digitally. This only takes a few minutes with no need to post anything to us.
• Checking for fraud and bankruptcy (using credit bureaus)

You’re free to leave the home at any point in your rental period as long as you give 2 months' notice. You do not get your rent returned if you choose not to buy. It will be as if you were just renting normally. In some cases we can sign another lease, but there is no guarantee this will be possible as we may choose to sell the home to someone else.

Keyzy is a rent-to-own company. We exist to sell homes to first time buyers and help people onto the property ladder. We’ve got no interest in being long-term landlords. We make money by selling the home to you at the end of your 2-year tenancy. We work with investors and developers to make lots of new-build homes available on our rent-to-own product. We believe in this model because we know there are loads of people out there who want to buy a home but need a little help to get ready before they do. We also charge a future buyback sum of £499 for 1 applicant, £999 for 2 applicants, or £1,499 for 3 or more applicants at the beginning of your tenancy.